Where is
Your Life
Taking You?
Current Financial Position
- Cash Reserve Levels
- Cash Reserve Strategies
- Debt Management
- Budget Analysis & Management
- Employee Benefits
- Net Worth
- Expected Large Inflow/Outflow
- Discretionary Income
Protection
- Disability Options
- Long-Term Care
- Umbrella Liability
- Life Insurance
- Medical/Health
- Property & Casualty
- Policy Status
- Policy Loans
- Deductibles vs. Cash Reserves
- Beneficiary Designations
- Special Needs Situations
Investment Analysis
- Asset Allocation
- Wealth Management
- Lump-Sum Accumulation
- Stock Options/Restricted Stock
- Non-Qualified Deferred Compensation
- Education Funding – Strategies
- Diversification Strategies
- Dollar-Cost Averaging
- Risk Tolerance
- Tax Implications
- Cost Basis
Tax Planning
- Tax Reduction
- Tax Deferral
- Tax Avoidance
- Future Taxes Due
- Withholding
- Tax Diversification
- Non-Qualified Investments
- Effects of Liquidation
- Filing Status
- Business Ownership
- Non-Traditional Ownership
Retirement
- Risk Tolerance Transition
- 401ks
- 457s
- 403bs
- IRAs
- Roth IRAs
- Roth Conversions
- Social Security
- Income Streams
- Healthcare
- Medicare/Medigap
- Tax transitions
- Required Minimum Distributions
- Pre 59 1/2 Strategies
Legacy
- Estate Balancing
- Capital Transfer
- Asset Ownership
- Trusts
- Wills
- Advance Directives
- Health Power of Attorney
- Financial Durable Power of Attorney
- Charitable Giving
- Succession Planning
- Minor Children
- Generation Skipping
- Estate Liquidity
BAI Financial and LPL Financial do not provide legal or tax advice or services. Please consult your legal or tax advisor regarding your specific situation prior to investing.
Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.